Index annuities offer a variety of index strategies for good reason — not all perform consistently through varying market cycles.
For example
- A point-to-point cap strategy tends to perform well in a stable growth environment, while an averaging strategy tends to stand out more in a volatile environment.
- Strategies utilizing volatility-control indices offer more stable returns when stock-market indices are fluctuating.
Relying on a single index strategy adds risk to achieving long term objectives.
The graph below shows the annual performance rankings among the (1-year) index accounts offered with MarketValue Index Annuity during the 3 years ending 12/31/2021.
MarketValue Index
Index strategy annual performance rankings 1/1/2019 – 12/31/2021; Assumes cap and participation rates in effect 1/14/2022, and income rider not elected.