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Sales Tip

ChoiceFour Annuity – Traditional Annual Reset

 

Are your fixed-rate clients reluctant to commit to multiple-year rates? Consider a tax-deferred annual-reset annuity. 

 

ChoiceFour Annuity offers a one-year rate – reset annually – which features a 2.0% minimum rate on future renewal rates. At the end of the 6-year surrender period, the contract is fully liquid at the current accumulation value, and continues earning tax-deferred interest; no surrender charges. 

 

Premium Bonus

If the MVA Option is selected, a 1.50% premium bonus is added to premiums.

 

Free Withdrawals

6-year Liquidity Option allows up to 10% withdrawals of the Accumulation Value without MVA or surrender charges after the first contract year.

 

Strong Commission

5.50% MGA commission for issue-ages up to age 80; 4.125% for ages 81-85.

 

Learn More

Click the links below for:

• Agent Guide

• Client Brochure

• Personalized Illustrations

• Client-Use Renewal-Rates Flyer

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EquiTrust does not offer investment advice to any individual or agent and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa. Products distributed by EquiTrust Insurance Marketing Services; in California doing business as EQT Insurance Marketing Services.