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RATE INCREASE on Certainty Select^®, ChoiceFour^® and Confidence Income^®

Head over heels for these increased annuity rates

This Valentine’s Day, we won’t break your heart. In fact, you’ll be crazy about the new rates on our Certainty Select^® MYGA, ChoiceFour^® traditional fixed annuity and Confidence Income^® SPIA.

New rates apply to contracts with effective dates on or after February 14, 2023.

Certainty Select^® Annuity (Multi-year guarantee annuity)

Guaranteed period

New rate

Previous rate

3-year

4.70%

3.60%

5-year

5.00%

4.50%

6-year

5.05%

4.70%

8-year

5.10%

4.75%

10-year

5.15%

4.80%

ChoiceFour^® Annuity (Traditional fixed annuity)

Annuity option

New rate

Previous rate

Base contract

5.00%

4.50%

MVA option

5.00%

4.50%

Liquidity option

4.50%

4.00%

MVA + Liquidity option

4.50%

4.00%

Confidence Income^® Annuity (Single-premium immediate annuity)

Monthly guaranteed payment on $100,000 premium

Annuity option

New payment

Previous payment

5-year fixed period

$1,826.81

$1,770.37

10-year fixed period

$1,034.68

$1,014.52

15-year fixed period

$773.61

$761.64

20-year fixed period

$649.78

$637.07

Life only – male 65

$643.50

$611.55

Life only – female 65

$593.66

$562.24

Joint life – M65/F65

$528.95

$498.46

View all product summary

If you have questions about these new rates or would like a
customized quote, give us a call at (866) 598-3694.

866.598.3694 • Sales.Support@EquiTrust.com • Agents.EquiTrust.com

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EquiTrust does not offer investment advice to any individual and this material should not be construed as investment advice. Products underwritten and issued by EquiTrust Life Insurance Company, West Des Moines, Iowa

0108-MULTI-EM-NW (02-23)

FOR PRODUCER USE ONLY

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